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* Fact Source:

Life insurance premiums quoted are based on the information you provided online. Policy approval and actual rates will be based upon the underwriting process, including but not limited to, additional information provided on the application, exam results, medical history and additional underwriting requirements that may vary by insurance company. Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Policy availability, benefits, coverage, exclusions and limitations may vary by state.
Average Approval Speed is determined for each product based on the actual experience with myLifeApp clients during the past 12 months. This metric measures the number of days between application completion and policy approval. The product with the shortest average approval time is displayed first, with other products displayed based on the average speed of their respective approval times. This metric is updated quarterly.
A.M. Best A+ Superior Rating: Superior ability to meet ongoing insurance obligations (second highest of 16 ratings). A.M. Best A and A- Excellent Ratings: Excellent ability to meet ongoing insurance obligations (third and fourth highest of 16 ratings). Ratings are subject to change from time to time. These ratings are current as of 1/31/2018.
Columbus Life Insurance Company (NAIC code 99937) is domiciled in Cincinnati, Ohio and operates in DC and all states except NY.
The Savings Bank Mutual Life Insurance Company of Massachusetts. Woburn, MA. Products and features may not be available in all states © 2015 All rights reserved. NAIC #70435.

In nearly all circumstances, benefits paid upon death are not taxed*

Reason for getting life insurance: To replace one’s ability to earn income.*