IncomeSense is declining term life insurance that provides monthly payments to your family — should something happen to you. Designed to be different than other life insurance, IncomeSense provides monthly payouts, rather than one lump sum, for the life of the policy. Not only can this approach be better customized to your family’s financial needs (monthly expenses, college savings, mortgage payments, etc.), it can be less expensive than traditional life insurance because you buy only as much coverage as you need. Most important, the process is easy – no medical exams and no pressure to buy. Discover how sensible it can be to help safeguard the financial future of your loved ones in the event of your absence with guaranteed monthly income.
How does income replacement life insurance work? A sensible video explains it all.
Applicant Age(s) | ||||||||
Coverage Period | 20-34 | 35-39 | 40-43 | 44 | 45-49 | 50 | 50-51 | 52-55 |
To Age 65 | $5,000 | $6,000 | $7,000 | $7,000 | $7,000 | $7,000 | $7,099 | |
30-yr term | $5,000 | |||||||
25-yr term | $6,000 | $6,000 | ||||||
20-yr term | $7,000 | $7,000 | $7,000 | $7,000 | ||||
15-yr term | $9,000 | $9,000 | $9,000 | $9,000 | $8,500 | $7,000 | ||
10-yr term | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $7,099 | $7,099 | $7,099 |
1Maximum coverage amount varies from $5,000 up to 10,000 per month dependent on your age and policy duration. See 'How much coverage can I get?' FAQ for additional information.
Products distributed by Insurance Profillment Solutions and issued by Western-Southern Life Assurance Company (WSLAC), Cincinnati, OH. WSLAC operates in DC and all states except NY. Both are members of Western & Southern Financial Group. Issuer has sole financial responsibility for its products. Policy approval and actual rates will be based upon the underwriting process, including but not limited to, additional information provided on the application. Product and feature availability, as well as benefit provisions, vary by state. Income benefit individual decreasing term life insurance policy series ICC20 2006-4003-W WSA, ICC20 2006-4003-R WSA. Insurance Profillment Solutions is known as Gerber Life Agency, LLC in most states; name change pending in some states.